NEVER EVER PAY COLLECTIONS!
Never Ever Pay Collections

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SCHEDULE YOUR FREE CREDIT EVALUATION AT: http://bit.ly/2XcNUGP _ BEST CREDIT CARDS FOR YOUR CREDIT: https://www.creditcardbroker.com/promos/feed11831 _ CREDIT MONITORING: https://www.identityiq.com/get-credit-reports-scores.aspx?offercode=431136C6 - NEVER EVER PAY COLLECTIONS! Collection agencies are the biggest scam. I've seen these companies ruined lots of families lives by simply lying to them about paying a bill. the truth is that a collection account is negative on your report and paying the account is equally as bad because they will not remove the account, as a matter of fact, this will restart the timeframe in which an account remains on your report. A collection account showing up as paid is still negative as the credit scoring models are designed to pick that up as a negative account. this is still a negative reflection on your paying habits and finance companies just don't trust that. For more information on credit restoration services feel free to contact Buildworth Strategies they would be happy to explain to you the whole process and especially how this can help you out. FOR CREDIT RESTORATION SERVICES FEEL FREE TO CONTACT: http://www.buildworthstrategies.com/ Contact Info: 1-(855) 532-8453 Email: Info@buildworthstrategies.net ALWAYS REMEBER TO DO YOUR RESEARCH! So SUBSCRIBE NOW and join me as I seek out the information you need to know to ensure your credit and financial health. SO GET READY...I hope you have your note taking gear in hand ITS TIME TO GET REAL! Please SUBSCRIBE ADD ME ON SOCIAL MEDIA INSTAGRAM: https://www.instagram.com/keepingitreal_withcredit/ FACEBOOK: https://www.facebook.com/realwithcredit TWITTER: https://twitter.com/KRealwithcredit DISCLAIMER: THE FOLLOWING SHOULD NOT BE TAKEN OR CONSIDERED AS LEGAL ADVICE AS WE ARE NOT ATTORNEYS. IF YOU NEED LEGAL ASSISTANCE PLEASE CONSULT WITH YOU LOCAL CONSUMER ATTORNEY. REMEMBER TO ALWAYS ASK QUESTIONS AND DO YOUR RESEARCH! THE FOLLOWING IS BASED ON BUSINESS AND PERSONAL FINANCIAL EXPERIENCE ON CONSUMER CREDIT. BUILDWORTH STRATEGIES LLC STRIVES TO PROVIDE AND INTRODUCE INDUSTRY EXPERTS AND INFORMATION TO HELP THE AMERICAN CONSUMER. RESEARCH IS ALWAYS CONDUCTED, AND TOPICS ARE CAREFULLY SELECTED BEFORE ANY VIDEOS ARE AIRED ON YOUTUBE. THANKS FOR WATCHING KIRWC

Comments

Manifest In Harmony with Suzette : Write a letter to the credit bureaus , for each collection account and let them know that item needs to be removed from your credit report because you never signed a contract with that collection agency. Request them to send you an original signed contract with said collection agency. If they can’t provide you with that, the item has to be removed.

edward hernandez : facts, I sent a dispute to Experian about a creditor. all I wrote was "no contract" 1 month later it was off my report and my score went up 14 points

Billy hastton : I got my bad collections off just in 2days, ultimatecreditsolutions@yahoocom you're the best.

Jose Sevilla : I settled for $80 for a gym membership at Bally's I believe in the early 90s. Then 20 years later collections tried to get me to pay the $2,000 which I told them I settled for $80. They told me that no one would ever settle a $2,000 debt for $80 I told them I have the documents (which I lost by then) they hung up the phone.

prince_of_golf prince_of_golf : The 1k dislikes are debt collectors πŸ˜‚πŸ˜‚πŸ˜‚

Carl Baker : I stopped all companies calling me. I changed my phone numbers and refuse to give them out to anyone. I also refuse to give any of my details to a shop when I buy something. They do NOT need to know anything about me, all they need to know is that the money I give them matches the price they are charging me for the item. I pay cash....credit is for fools.

Latosha Martin : Half way through the video logs onto credit karma and starts disputing πŸ‘©πŸ½β€πŸ’»

Terry W : I actually negotiated my debt myself. I told the agencies that they need to write me a letter and say i paud in full and that they would remove from my credit report. So if something was 1000 i paid 200 they put paid in full and took off my credit report and i bought my house i was in major debt..but cleaned it up. All the conpany u hired is gonna do the same thing

Patrick Kovacic : Hacker RF did a wonderful job for me,Β  he helped me repair my credit and top up my CC +404 7969258

Tracy Hunter : I had a credit card debt that went to collections a few years ago. When collection agency called I didn't answer so next thing I knew they filed in court to sue me for the debt and I was served court papers. I requested the collector show me the contract with my signature on it as part of the required discovery in any court case, which of course they couldn't provide. I had no contract with the collection company I had a contract with the original company but not the collection company. They couldn't show any mutually agreed upon contract and therefore I had no obligation to pay them, nor did they have any right to demand payment from me. Case dismissed. Sad thing is that not only did they have no contract with me, the statute of limitations had also run out, but had I not known these two facts the judge would have allowed them to go right on ahead and sue me and win a judgement. That judge would have sat there and granted that company a judgement against me after the statute of limitations ran out if I had been ignorant to the law. The courts say it's not their obligation to inform all of us regular citizens of the laws. Very sad. Just remember we elect judges!

Cuauhtli Astorga : 4.4k Debt collectors do not like this video!

Rosa Ramirez : On another note, thank you ! I was about to pay collectors

Heyemeyohsts : I like how he zooms the camera in, before he gets serious.

MTL- assassin : if only i would have seen this video before talking to them.. :(

Jeff Banfield : This was in my recommendations... YouTube knows too much!... lol

Blake Williams : Does merely contacting the original credit agency for possible negotiation restart the statute of limitations or is that only if you accept fault and/or make a payment? Thx! Your video was clear concise and informative

Pix-Elated : There's some truth to your video, but there's some misinformation too. Yes statute of limitations is a thing, however your video seems to insinuate that debt collectors will just go away when that's not true. I've been dragged to court before and threatened by a judge with a judgment collection (READ: WAGE GARNISHMENT) because I thought I could just bury my head in the sand. Hell, one collection agency sent an actual Private Investigator to my home!! If you think collectors are going to just give up you're not wise. You would be better off advising people to pay their debts quickly, avoid debt completely, forget about the damned FICO score, and just use cash or a debit card for everything. The only scenario I see where this doesn't work is for a mortgage however if you save up a sizable down payment and go for a 15 year mortgage then you should be fine. Seriously, debt collectors will relentlessly hunt you down, your advice is not solid. Do like Dave Ramsey says and offer to settle with them!! If you owe $2K call them and say "I'll give you $500 to consider paid in full, I'm not in good economic situation and can't afford more". If they say yes, awesome, if not then next month call them and say "I have $800, I can't afford any more, can we settle this?" They'll eventually say yes. edit: spelling correction

Anna Steve : Fixcreditsolutions@outlookcom is better to pay off your collections. Excellent βœ…

Robert Thomas : Look here, don't trust ANY company with your personal information that uses GMAIL for email. You gotta be kiddin' me.

sassy britches : All these people talking about "stop living beyond your means, stop using credit cards" have obviously never had medical bills... Yeah, I'll just drop dead and stop going to the doctors, thanks. Not everything is about living large. Tons of people are just trying to stay alive. As if going to the doctor is a luxury.... You think anyone WANTS medical bills???

Marishea Silver : Thank you bro for Bringing out the truth !!πŸ™ŒπŸΎ

Gabriel Anderson : How do u know if u have admitted to them it's your debt? This is amazing. Thanks man

Conspiracy of Truth! : Thank you for such valuable information you're a very smart guy!

RogueCode : The real question is "What about them Federal Student Loans!!?"

Dawn Murphy : I used to be a loan underwriter for several banks. He is right, the fact that an account went to collection is a negative to a loan underwriter, regardless of if you paid it at a later date. I’m not advocating people to not pay debt, just stating if you pay it thinking you are cleaning up your credit and will be rewarded with loans at a later date, this MAY or MAY NOT be accurate. If you struggle financially, I would recommend putting you and your family first, not a wealthy financial institution.

Sig glock17 : I moved and never got my mail..debt collections came and when i thought paying them was the right thing to do it did nothing but ruin my history for little 10 dollar collections...this guy is telling the truth

Mr. Duck : The name is the precursor, they want DOB for the match! But why would anyone give a complete stranger on the phone any vital information they had not solicited? Tell them to not call your number or you will report them! You know it's a collecter when they insist on getting your information for verification... Be smart folks!

Suzanne Locklin : Excellent consumer advice - thank you for helping others!

Carlos Cruz : 4.6 K debt collectors don't like this video.

laterrica reliford : thank you for this information..I've been budgeting my checks in preparation to pay off collection agencies..so happy I researched via YouTube and found this video

Blessing Robbet : i had tried to fix my credit on my own being that i only had a few thing to get off, it was a headache. i was starting to give up on the whole thing until one of my friends i work with had told me about a company called The ultimate. so i fugued id call them being i had to get this stuff removed or my husband and i had no chance. this company not only settled my judgments but they also got all my collections removed. i couldn't be happier it look less then six months now i have my own home! Thanks a lot ultimatecreditsolutions@yahoocom.

Neliz Martinez : I’m glad I came across this video god bless!

minutes ago edited : Thanks for the video. I hope I can do this.

jred726 : Another thing you can do is dispute the collection agency's record of what you owe. Tell them to furnish proof that you owe. Most of them don't hold on to that information and they're forced to close that collection account once you dispute it. Credit karma has helped me dispute and remove 3 accounts that the collection agency couldn't furnish proof of.

Harold Pierce Jr : Hello...I've recently came across your 1st video upload in my YouTube library..thanks for the tips.

Deepak Murjani : I wish I saw your video sooner ...... Thank You

lima alex : WHIZHACKZOFOZ . COM got it Fixed for me, all my credit cards rectified with awesome limits

jesus christ : this is true thanks for the advice it works

Jason Barefoot : Why was this video recommended to me? Youtube's calling me out or something lol.

R L : Lol 4.6k thumbs down must be people from collection companies πŸ‘Ž

All4one KIRIT : Great information man, keep giving this type of info. It's helps so many.

Malomex13 : Dammit you're awesome..... Thanks for the best advise ever...

Robert Allen : I dont understand how a company can sell your debt to a collection agency when the person who owes the debt never signed anything agreeing to the co selling the debt if they defaulted?

Dawn Murphy : Some people will even go to the extreme of suicide when they are in financial ruin, as was the case with one customer of the bank I underwrote for. Please know that bad credit is not the end of the world. To have bad credit simply means you may not get additional loans, and simply have to live within your means... (which once learned is very freeing). Please know that there is a light at the end of that tunnel. Simply take one day at a time and you will land on your feet. Don’t listen to any judgmental people either. Know that you are not alone; there are a lot of people struggling out there.

Matteroftime⌚ : I don't esp from 7yrs ago GTFO

Leo Wakefield : Collection agencies can't tell me and my father apart. Our reports are always mixed up. Wish I would have seen this sooner.

king Rolle : I want YOU as my credit consultant.

crye redd : this doesn't apply to student loans. just an fyi

Yanet rodriguez : Omg why is this in my recommended videos ....😳 lol....πŸ˜‚πŸ˜‚πŸ˜‚...YouTube be calling me out ????